1.
Yuanzheng Chen, Yitian Zhang, David Chau, Matt Sherman. Credit Card Default Risk Tiering with Probability Calibration and Uncertainty-Driven Rejection: A Reproducible Study on the UCI Credit Card Clients Dataset. JACIS. 2023;3(4):31-47. Accessed October 6, 2026. https://learnedvertex.com/index.php/JACIS/article/view/333