Trinh, Toan Khang, and Daiyang Zhang. “Algorithmic Fairness in Financial Decision-Making: Detection and Mitigation of Bias in Credit Scoring Applications”. Journal of Advanced Computing & Intelligent Systems 4, no. 2 (February 13, 2024): 36–49. Accessed October 6, 2026. https://learnedvertex.com/index.php/JACIS/article/view/156.